DAWI RASO. Analisis Yuridis Pembebanan Biaya Administrasi QRIS kepada Konsumen oleh Pelaku UMKM Berdasarkan Peraturan Bank Indonesia Nomor 23/6/Pbi/2021. Cyberlaw : Journal of Digital Cyberlaw, [S. l.], v. 2, n. 2, 2026. Disponível em: //ejournal.digitechuniversity.ac.id/index.php/cyberlaw/article/view/221. Acesso em: 12 nov. 2026.